The provided source material details specific promotional offers available to BDO credit cardholders in the Philippines. These promotions focus on travel-related benefits, cashback incentives, and membership fee waivers, rather than free samples or product trials in categories like beauty or household goods. The information is derived from articles published on Philippine lifestyle and financial websites, which describe offers from BDO Unibank. For U.S.-based consumers seeking free samples or no-cost trials, this data does not contain relevant information, as all offers are tied to BDO credit card products and are geographically restricted to the Philippines.
BDO Travel Sale Event Perks
A promotional event titled the BDO Travel Sale was held from October 3 to 5 at The Podium Mall. This on-ground event offered exclusive benefits for BDO credit cardholders booking travel with select partners.
Cardholders could access flexible payment options. One key offer was "FLY NOW PAY NEXT YEAR," which provided zero percent interest for a three-month term with payments beginning four months after purchase. For those requiring longer payment terms, cardholders could convert travel purchases into installments at a low monthly add-on rate of 0.49 percent. This conversion also included a "Pay 4 Months Later" feature.
A specific incentive was tied to the installment conversion. Cardholders who availed of the "FLY NOW PAY LATER" option or converted their purchases to installments with a minimum single or accumulated spend of P100,000 could redeem up to P3,000 worth of SM Gift Pass at the event's redemption booth. These gift passes were in limited supply, requiring early booking and a visit to the booth to claim.
In addition to payment flexibility, the event offered free family travel insurance. BDO Gold Credit Cardholders received insurance coverage of up to P10 million, while BDO Elite Credit Cardholders received up to P20 million. For BDO World Elite™ Mastercard and Platinum Card® by American Express holders, the coverage was up to USD two million. To qualify, cardholders needed to charge their travel tickets to their BDO card.
Further rewards included cashback, miles, and rebates on travel spend. Cardholders could stack card-exclusive deals on top of the BDO Travel Sale offers. The specific rewards varied by card network: Mastercard, Visa, and American Express cards offered cashback; JCB and UnionPay cards offered rebates; and Diners Club cards offered miles.
Exclusive event freebies were also available for BDO Mastercard and Visa Credit Card holders who booked trips at the on-ground event. These freebies were in limited supply, necessitating early booking and a visit to the redemption booth.
For individuals without a BDO credit card, the event promoted enrollment with a Welcome Cashback offer. New applicants for a BDO Elite Credit Card could receive P10,000 cashback upon meeting a minimum spend requirement of P50,000. Applicants for BDO Gold and Classic Credit Cards could receive P5,000 cashback with a minimum spend of P25,000. The terms indicated that deals at the BDO Travel Sale qualified for meeting the spend requirement.
5-Year Membership Fee Waiver Program
BDO Unibank launched a limited-time promotion granting a five-year waiver on membership fees for select credit cardholders. This program ran from June 1 to August 31, 2025, and was designed to reward customer loyalty and boost credit card usage.
Eligibility for the "5-Year Membership Fee Waiver Activation Program" was restricted to targeted BDO Credit Cardholders who received a promotional invitation via SMS. The offer required the recipient to activate and use their BDO credit card for any amount during the promo period.
Upon activation and spending, BDO would automatically assess eligible transactions. The 5-year waiver would be awarded within 90 days of card activation and spending, or by the end of the promo period on August 31, 2025, whichever came first.
The terms and conditions outlined several exclusions. Certain transactions would not count toward the promo, including: - ATM or over-the-counter cash advances - Gambling-related purchases - Trading services or remittance transactions - Installment-based products (e.g., balance transfers) - e-Wallet loads or money transfers (e.g., GCash, Maya) - Transactions from supplementary or virtual cards - Cancelled, disputed, or reversed purchases
Additional conditions applied: - Only one waiver could be awarded per eligible cardholder. - The card must remain active and in good credit standing until the waiver was awarded. - The offer could not be combined with other BDO promos. - BDO reserved the right to revoke the waiver for any invalid or fraudulent transactions. - Any disputes regarding eligibility or fulfillment would be resolved by BDO with the Department of Trade and Industry (DTI) under Fair Trade Permit No. FTEB-225875, Series of 2025.
BDO Deals Platform
BDO operates a curated platform within its ecosystem called "BDO Deals," which offers exclusive perks to cardholders. These perks range from cashbacks and discounts to unique experiences. The platform provides offers such as discounts at restaurants, with clear instructions and no hidden fees.
The platform emphasizes security, featuring visual indicators like a PAGCOR badge and SSL lock icon on checkout pages. It also highlights "Triple‑Trust" credentials, which include licensing by major authorities, several industry awards, and decades in business operations.
Conclusion
The provided source material details specific, geographically restricted promotions for BDO credit cardholders in the Philippines. These include travel sale perks such as installment payment plans, gift pass redemptions, travel insurance, and cashback, as well as a targeted program offering a five-year waiver on credit card membership fees. The information does not include any details on free samples, promotional offers, or no-cost product trials in categories like beauty, baby care, pet products, health, food, or household goods that would be relevant to a U.S.-based consumer website audience. All offers described are contingent on holding a BDO credit card and are subject to specific terms, conditions, and eligibility requirements as outlined in the source documents.