Metrobank, one of the largest and most established banks in the Philippines, offers a variety of credit cards designed to suit different budgets and lifestyles. These cards are popular not only for their range and diversity but also for their exclusive deals and privileges. For consumers seeking to maximize the value of their credit card, understanding the available promotions is key. The following information details current Metrobank credit card promotions, focusing on welcome gifts for new cardholders, dining freebies, and discounts on travel, electronics, and retail purchases. All details are based on the provided source materials, which include promotional pages from Metrobank and articles from financial services platform Moneymax.
Welcome Gifts for New Cardholders
For individuals applying for a Metrobank credit card, there are welcome gifts available through a specific promotion. This offer is valid for applications submitted and approved until June 30, 2025. Applicants who apply and get approved for a preferred card via Moneymax can choose one gift from a selection of three options. The available gifts are an eGift worth ₱2,000, an Oral B Vitality 100 toothbrush worth ₱2,095, or a Mi Smart Air Fryer 3.5L worth ₱3,499. This promotion is governed by DTI Fair Trade Permit No. FTEB-226753, Series of 2025.
A separate, related promotion offers a wider variety of welcome gifts for eligible applicants. To qualify for this Moneymax Metrobank welcome gift promo, specific requirements must be met. Applicants must be at least 21 years old, have a residential address in the Philippines to receive the welcome gift, and possess an existing credit card from any other bank for at least nine months. Additionally, applicants must not have an existing or canceled Metrobank credit card within the last six months.
The welcome gifts available under this promotion include a selection of consumer electronics and appliances. Options include the Nescafe Dolce Gusto Genio S Basic coffee machine, the JBL Go 4 portable speaker, the JBL Tune 115TWS True Wireless In-Ear Headphones, and the Xiaomi Redmi Bluetooth Soundbar. Alternatively, applicants can choose cash credits from Giftaway. This promotion allows new cardholders to select a gift that aligns with their personal preferences, from home entertainment to audio accessories.
Dining Promotions and Freebies
Metrobank credit cardholders can enjoy specific dining benefits, including a free food item at a partner restaurant. One such promotion offers a free Sichuan Chicken at Bistro Charlemagne. This offer is valid for transactions made until August 31, 2024.
Eligible cards for this dining promotion are extensive. For Mastercard-branded cards, the eligible list includes Metrobank Mastercard® Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons. For Visa-branded cards, the eligible list includes Metrobank Visa Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback, and Travel Platinum.
To redeem the free Sichuan Chicken, a cardholder must spend a minimum of ₱1,495 using an eligible Metrobank credit card in a single receipt. The promotion is applicable at Bistro Charlemagne, which offers Asian Fusion cuisine. This promotion provides a direct freebie with a qualifying purchase, enhancing the dining experience for cardholders.
Travel and Rental Discounts
Metrobank credit cardholders have access to travel-related discounts, including airfare and car rental offers. For flights, cardholders can receive up to a 10% discount on Economy and Business Class tickets with Qatar Airways. This promotion applies to select destinations and has specific blackout periods. To avail of the offer, users must book through the dedicated Qatar Airways booking widget at https://qatarairways.com/metrobank and enter the promo code QRMB24. This promotion is non-cumulative, non-transferable, and cannot be exchanged for cash or other products. It is also non-combinable with other deals unless otherwise specified.
For car rentals, Metrobank has a partnership with Hertz, offering a 10% discount on self-drive rentals. This promotion is valid for bookings made until December 31, 2024. Eligible cards for the Hertz promotion include Metrobank Visa Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback Platinum, and Travel Platinum. The promotion offers three different tiers of benefits: 1. A 10% discount for a one-day rental. This is available in Australia, New Zealand, Asia, the USA, and Canada. 2. A 10% discount and a one-day complimentary rental with a minimum rental period of six, eight, or more days. 3. A 10% discount and an additional 10% discount with a minimum rental period of six or more days.
These travel promotions provide cardholders with savings on essential travel expenses, whether for international flights or local transportation.
Retail and Electronics Discounts
Metrobank credit card promotions extend to retail and electronics purchases, offering discounts and installment options. At Sunjewel, cardholders can avail of a 0% installment plan for up to six months or use a Shop Now, Pay Later option. This promotion is valid until December 31, 2024. In addition to the installment plan, cardholders who make a minimum single-receipt 0% installment purchase worth ₱75,000 will receive a free jewelry travel box or watch box valued at ₱3,000.
For electronics purchases in Japan, Metrobank credit cardholders can enjoy a 5% discount at Bic Camera, a large electronics retailer. This promotion is also valid until December 31, 2024. Cardholders can use their Metrobank credit card to purchase gadgets, including cameras, PCs, toys, and musical instruments, and receive the discount at the point of sale.
In the Philippines, Metrobank has a partnership with Team Graphitee for motorcycle helmet purchases. Cardholders can buy any Ryzen helmet at Team Graphitee and receive a 10% discount. This promotion is valid for 0% installment payments of up to six months or the Shop Now, Pay Later option. Participating Team Graphitee branches are located in Quezon City, Las Piñas, Makati, Navotas, and Pasig.
Another electronics-related promotion is available at Aerophone, a brand specializing in tech and accessories. This promotion is valid until August 31, 2024, and is applicable to Metrobank Visa Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback, and Travel Platinum cards. While the specific benefit is not detailed in the source material, the promotion indicates an exclusive deal for cardholders at this retailer.
Cashback Promotions
Metrobank also runs targeted cashback promotions for selected cardholders. These promotions require registration at a specific website (https://metrobankcard.mymcc.gift/) using a Metrobank-registered mobile number. Selected clients receive an SMS or Viber message with a reference number and are assigned a spend requirement. The spend conditions range from ₱7,000 to ₱120,000 and can be either a single-receipt or an accumulated-receipt transaction. Based on the assigned spend condition, cashback rates vary from ₱350 to ₱6,000.
Valid spends for this cashback promotion include retail transactions and merchant installment transactions, both in-store and online. The earned cashback is credited to the cardholder's Statement of Account. This promotion is a targeted offer, meaning not all cardholders may be eligible to participate.
Conclusion
Metrobank credit card promotions in 2024 offer a diverse range of benefits for both new and existing cardholders. New applicants can select from valuable welcome gifts, including home appliances and electronics, through the Moneymax platform. Existing cardholders can enjoy tangible freebies and discounts, such as a free Sichuan Chicken at Bistro Charlemagne, travel discounts with Qatar Airways and Hertz, and retail savings at Sunjewel, Bic Camera, and Team Graphitee. Additionally, targeted cashback promotions provide opportunities for direct savings on spending. Consumers interested in these offers should note the specific eligibility requirements, promo periods, and redemption processes detailed in the promotion terms. As with all financial products and promotions, it is advisable to review the full terms and conditions before applying or participating.