Metrobank offers a range of promotional opportunities for its credit cardholders, including free food items, gift certificates, and discounts, which are accessible through specific spending requirements and redemption processes. These offers are structured as time-limited promotions or part of a broader rewards program. The information available indicates that these promotions are primarily targeted at consumers in the Philippines, as evidenced by the currency (Philippine Peso) and specific merchant partners like McDonald's Philippines. The following article details the types of freebies and discounts available, eligibility criteria, and redemption steps based on the provided source material.
Free Food Promotions
One specific promotional offer detailed in the source material is the "FREE McDo Treats w/ Metrobank" promotion. This promotion allows Metrobank credit cardholders to redeem free McDonald's food items based on the amount spent in a single transaction. The promotion is open to all Metrobank credit cardholders in good credit standing, including those with Peso Visa/MasterCard, PSBank MasterCard, Toyota MasterCard, and Robinsons-Cebu Pacific cards.
To qualify, cardholders must make a minimum single-receipt transaction. The tiered requirements are as follows: * A minimum spend of P3,000 allows for the redemption of one McDonald’s Cheeseburger à la carte and one Sundae (choice of Hot Fudge or Hot Caramel), or one McSpaghetti à la carte and one Regular Fries. * A minimum spend of P6,000 allows for the redemption of one Cheeseburger Deluxe Small Value Meal or one-pc. Chicken McDo with Rice Happy Meal. * A minimum spend of P25,000 (via installment) allows for the redemption of one 8-pc. Chicken McShare Box à la carte.
Redemption is performed in-person. Cardholders must present their Metrobank credit card and surrender the original, electronically authorized customer's copy of their charge slip at any participating McDonald's branch in the Philippines. The charge slip must show the same name and card number as the credit card being presented. The promotion excludes McDonald's Boracay, NAIA Terminal 3, and Kidzania stores. A maximum of one product per valid card per visit can be redeemed, and the offer is valid for dine-in or take-out orders only. The source material does not specify an expiration date for this promotion, but it is presented as a specific, time-bound offer.
Metrobank Credit Card Rewards Program
Beyond specific limited-time promotions, Metrobank operates a credit card rewards program that allows cardholders to redeem points for gift certificates, annual fee waivers, air miles, and other items. This program is a more permanent feature available to eligible cardholders.
Earning Rewards Points
Cardholders earn rewards points for every spend made with their eligible Metrobank credit card. The points accumulation rate varies by card type. For example, with the Metrobank Titanium Mastercard®, cardholders earn one rewards point for every P20 spent. Additionally, this card offers twice the rewards points for dining, department store, and online purchases. The Metrobank Platinum Mastercard® earns one rewards point for every P20 spent, without a points multiplier.
It is important to note that certain transactions do not earn points, such as payments for tuition, hospital bills, or rent. Points are computed per transaction, not based on an overall accumulated spend, although some specific promotions may have their own spend requirements. Supplementary cardholders can also earn points, which contribute to the primary cardholder's rewards balance.
Redeeming Rewards
Cardholders can redeem their accumulated points for various rewards from Metrobank’s catalog. The types of rewards available include:
- Gift Certificates: Cardholders can redeem points for gift certificates worth P1,000 for use at partner stores. A minimum of 23,340 points is required for a P1,000 gift certificate from participating retailers and restaurants.
- Annual Fee Waivers and Rebates: Points can be used to waive credit card annual fees. A minimum of 13,200 points is required to start waiving annual fees. Points can also be exchanged for future rebates.
- Air Miles: Points can be converted to air miles for future travel.
- Other Items and Experiences: The rewards catalog also includes other items and experiences, though specific details are not provided in the source material.
Partner Stores for Gift Certificates
The source material provides a list of participating stores where gift certificates can be redeemed using Metrobank points. This list is categorized and includes specific details for each partner.
Gadgets and Appliances: * Abenson (P1,000 gift certificate for 23,340 points, Reward Code: MCC2018006) * Beyond the Box (P1,000 gift certificate for 23,340 points, Reward Code: MCC2021018) * Power Mac Center (P1,000 gift certificate for 23,340 points, Reward Code: MCC2018005) * Silicon Valley (P1,000 gift certificate for 23,340 points, Reward Code: M2018X7295) * Western Appliances (P1,000 gift certificate for 23,340 points, Reward Code: MCC2018008)
Restaurants and Cafés: * Coffee Bean & Tea Leaf (P1,000 gift certificate for 23,340 points, Reward Code: M2018X1321) * Jollibee (P1,000 gift certificate for 23,340 points, Reward Code: M2021X8497) * TGI Fridays (P1,000 gift certificate for 23,340 points, Reward Code: M2018X2327) * Wildflour Café (P1,000 gift certificate for 23,340 points, Reward Code: M2018X73) * Yellow Cab (P1,000 gift certificate for 23,340 points, Reward Code: MC2021X6851)
Retail Stores: * H&M (P1,000 gift certificate for 23,340 points, Reward Code: 20228758X2) * Landmark (P1,000 gift certificate amount is listed, though the specific point requirement and reward code are not fully detailed in the provided text).
Accessing Promotions and Maximizing Value
Cardholders are advised to monitor announcements for exclusive Metrobank credit card promos, which often offer generous rebates and freebies, particularly during peak seasons. The rewards program is designed to be used strategically. For instance, the source material suggests that cardholders should plan their reward redemptions, such as air miles for travel or gift certificates for dining dates, at least a week in advance to avoid delays.
For those who do not yet have a Metrobank credit card, the source material mentions that there are options available, but it does not specify the application process or the types of cards available beyond the Titanium and Platinum Mastercard® examples. The rewards program is presented as a key feature to consider when selecting a credit card.
Conclusion
Metrobank provides its credit cardholders with structured opportunities to receive freebies and discounts, primarily through a rewards program and specific promotional campaigns like the McDonald's free treats offer. The rewards program allows for the redemption of points for gift certificates to various partner stores, annual fee waivers, and air miles, with different earning rates depending on the card type. Promotional offers like the McDonald's deal have clear spending thresholds and redemption procedures, requiring in-person verification with a credit card and valid charge slip. All available information indicates these offers are designed for Metrobank cardholders in the Philippines, with specific merchant partners and redemption locations within that country. Cardholders should review the terms of any promotion, including spending requirements, eligible cards, and redemption deadlines, to fully utilize these benefits.