Bank of the Philippine Islands (BPI) cardholders have access to a variety of promotional offers, freebies, and rewards through their credit and debit cards. These promotions are often structured as limited-time campaigns, providing benefits such as free grocery bundles, electronic gift certificates (eGCs), free meals, and discounts at partner merchants. The availability and specifics of these offers are determined by BPI and its partners, and participation typically requires meeting certain criteria, such as minimum spending thresholds or account openings. This article outlines the types of freebies and promotional offers available to BPI cardholders based on the provided source materials.
Grocery and Retail Freebies
One notable promotion involves a partnership between BPI and WalterMart Supermarket, facilitated through the Gokongwei family's Universal Robina Corporation (URC). BPI cardholders who use their debit or credit cards to pay for groceries at WalterMart Supermarket are entitled to a free grocery bundle from URC. To avail this offer, the cardholder must have a receipt worth at least P4,000, which can be from an in-store purchase or an online grocery delivery from WalterMart. This promotion is part of a broader synergy between the Ayala and Gokongwei families, which was strengthened by BPI's acquisition of Robinsons Bank in 2024.
Tiered Rewards and eGCs
BPI frequently runs campaigns that reward cardholders with electronic gift certificates (eGCs) based on their accumulated spending. For example, a specific promotion required registration between December 17, 2025, and March 17, 2026. The Principal Cardholder could register via the BPI website, text-in, or the OMD by BPI Cards App. This promotion offered tiered eGC rewards for accumulated spend until March 17, 2026, with single-receipt purchases of a minimum of P1,000 qualifying for the accumulation.
The tiered reward structure was as follows: * Level 1: Accumulated spend of P50,000 to less than P100,000 earned a P500 eGC. * Level 2: Accumulated spend of P100,000 to less than P300,000 earned P1,500 in eGCs. * Level 3: Accumulated spend of P300,000 and up earned P5,000 in eGCs.
The eGCs were typically in a P500 denomination, with the exception of S&R eGCs, which were in a P1,000 denomination. Additionally, the promotion offered the potential to earn up to P5,000 in bonus eGCs from redemption merchants by completing bonus rounds, though the specific tasks for these rounds were not detailed in the provided data.
Free Meals and Dining Perks
BPI cardholders can also access free meals and dining discounts through various promotions. For instance, a promotion with Uncle John’s stores nationwide offered a free chicken meal when a cardholder opens a BPI #SaveUp account at any Uncle John’s location. This offer is valid until April 30, 2026.
Other dining promotions, valid until June 15, 2026, provide free dishes or discounts at specific restaurants when using a BPI or Robinsons Bank Card. Examples include: * A free dish at Seaking Garden Restaurant. * A free dish at Tipulo by First Pacific Leadership Academy. * A free Iced Caramel Coffee or Vietnamese Style coffee when using the VYBE app to pay at least a specified amount (under the Masaya sa But First, Coffee Promo, valid until March 31, 2026). * A free Jollibee Cheesy Yumburger under the Masaya Maging VYBEkada Promo (valid until January 31, 2026).
Account Opening Incentives
Promotions are often tied to opening new accounts with BPI. For example, The Generics Pharmacy Promo offered a TGP-branded ethyl alcohol or sanitizing wipes for opening a BPI #SaveUp account, valid until March 31, 2026. Another promotion, the May BPI Dito Promo, provided a P100 eGC and up to Php 70,000 in life and accident insurance with a cash benefit for opening an account with Dito.
Discounts at Partner Merchants
Beyond freebies, BPI cardholders enjoy year-round discounts and privileges at a wide range of partner retailers, online stores, restaurants, appliance shops, and gadget shops. The provided data lists several specific discount promotions valid until June 15, 2026, for cardholders using a BPI or Robinsons Bank Card: * Cristoforo: Up to 30% off. * Top View Restaurant & Bar: 10% off. * First Pacific Leadership Academy (FPLA): Up to 41% off. * Mr and Mrs B: 10% off. * Pool Bar by bai Hotel: 20% off. * Ume Japanese Cuisine by bai Hotel: 25% off. * Manami Resort: 35% off on best available rates.
Digital App and Other Perks
The "Oh My Deals! by BPI Cards" app is a tool for accessing these promotions. It is available for free on the iPhone App Store and may collect location data that is not linked to the user's identity.
Other promotions mentioned include the BPI Auto Loan and Motorcycle Loan Starter Bundles, the BPI Member Get Member Program for retail loans (valid until May 31, 2026), and a remittance promo for transferring money via InstaPay for only P10.
Eligible Cards and Important Considerations
Participation in these promotions often depends on the type of BPI card held. For example, a specific promotion listed the following eligible BPI credit cards: BPI Rewards Card, BPI eCredit Card, BPI Edge Card, BPI Gold Rewards Card, BPI Platinum Rewards Card, Petron-BPI card, BPI DOS Card, Robinsons Cashback Card, and DOS Card. Cards not qualified for that promotion included the BPI Corporate Card, BPI Amore Cashback Card, BPI Amore Platinum Cashback Card, and BPI Signature Card.
It is crucial for consumers to note that all promotions are subject to specific terms and conditions, including registration requirements, minimum spending amounts, valid dates, and eligible purchase categories. Offers are typically available for a limited time and may be subject to change or discontinuation. Interested cardholders should always verify the current status and full terms of any promotion directly through official BPI channels, such as the BPI website or the OMD by BPI Cards App, before making any purchases or commitments.
Conclusion
BPI cardholders have access to a diverse portfolio of freebies, promotional offers, and rewards. These range from tangible goods like free grocery bundles and meals to electronic gift certificates and significant discounts at partner merchants. The availability of these perks is tied to specific campaigns, often requiring registration, minimum spending, or the opening of a new account. Cardholders should carefully review the eligibility requirements and terms for each promotion to maximize their benefits, using official BPI resources as the primary source for the most accurate and up-to-date information.